Check your lending is still working for you. Brett Wood of Loan Market Coast to Coast helps Waikato homeowners and residential investors review their existing lending, explore refinancing and fixed rate options, and prepare strong applications.
Loan Market advisers have access to a panel of more than 30 lenders. This includes major banks and other lending providers, although the panel does not represent every lender or product available in New Zealand.
Fill in the form and Brett will get in touch, or call him on 021 886 444.
The lowest advertised rate is not the only consideration. Loan structure, repayment flexibility, settlement timing and future goals can all affect the suitability and long term cost of lending.
Brett considers the broader position before approaching suitable lenders. Depending on your circumstances, this may include:
Review existing lending and explore refinancing, restructuring or fixed rate options in the context of your wider plans.
Discuss lending structure, equity, cash flow considerations and finance for a first or subsequent investment property.
Understand the application process, deposit considerations and information lenders may require before you begin making offers.
Explore how existing equity, the sale of your current home, settlement timing and future lending could fit together.
Understand the property information a lender may consider, including title, size, body corporate arrangements and the marketability of the proposed security.
Work through lender requirements for contracts, valuations, progress payments, sections, new builds and substantial renovations.
Brett Wood is Director and Mortgage Adviser at Loan Market Coast to Coast, with over 25 years of experience in the mortgage industry across New Zealand and abroad.
He brings experience across first homes, subsequent purchases, investment property, refinancing, mortgage restructuring, re-fixing, construction and renovation. His approach is grounded in understanding the client’s wider goals, looking at the decisions and lending structure that can support both the immediate purchase and what may come next.
Phone 021 886 444, email brett.wood@loanmarket.co.nz, or view Brett’s Loan Market profile.
Brett can review your existing lending and explore refinancing, restructuring or fixed rate options. The lowest advertised rate is not the only consideration: loan structure, repayment flexibility and your future plans can all affect the suitability and long term cost of lending.
Brett can review the information you provide, discuss your objectives and help you explore potential lending options. A lender makes the final decision and applies its own criteria and conditions.
Yes. Brett works with residential investors on purchases, refinancing, restructuring and the use of available equity. Advice will depend on the investor’s circumstances and intended property.
Yes. Speaking with Brett does not remove your ability to consider your existing bank or another lender. Brett can explain which lenders are included in the Loan Market panel and the options he is able to advise on.
No. The services are separate, and using Loan Market is optional. You remain free to choose your own financial adviser, lender and property manager.
